Sellers: As we hammer out your transaction, we'll not only work to get the optimal sales price, but we'll also campaign for lower closing costs. And once we've come to an agreement, we'll explain in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: When buying real estate in Montgomery County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not surprised when you come to closing time. We'll be glad to review the GFE with you, answering your questions and highlighting any estimates of concern.