Don't forget to factor in closing costs when considering a home sale or purchase. Krutz Properties LLC is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 518-673-2820 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

Closing costs you should expect

There are certain expected fees linked to closing the sale of a house. These fees are often divided between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in New York to help guide you through your transaction.

Costs pertaining to your loan to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, we'll not only work to get the optimal sales price, but we'll also campaign for lower closing costs. And once we've come to an agreement, we'll explain in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: When buying real estate in Montgomery County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not surprised when you come to closing time. We'll be glad to review the GFE with you, answering your questions and highlighting any estimates of concern.

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Want to know if a home is still on the market, or if the price has changed? We can help. Simply fill out the information below and with no obligation to you we'll get back to you with your requested information. We guarantee your privacy.

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